Windscreen Insurance Claims: What London Drivers Need to Know
Introduction
A damaged windscreen is stressful enough without the added worry of dealing with your insurer. The good news is that most UK car insurance policies cover windscreen repair and replacement – often with minimal cost to you.
In this guide, London drivers will learn everything about windscreen insurance claims: how the process works, what’s covered, how much excess to expect, and why choosing a trusted local company like ASD Car Glass makes the process hassle-free.
Are Windscreen Repairs Covered by Insurance?
Yes – most comprehensive UK car insurance policies include windscreen cover. This usually covers:
- Stone chip repairs – often free of charge.
- Windscreen replacement – typically requires a small excess (around £75–£100).
👉 If you only have third-party insurance, windscreen cover is usually not included.
Does a Windscreen Claim Affect Your No-Claims Bonus?
- Repairs: Normally free and won’t affect your no-claims discount.
- Replacements: Usually only require an excess, and still don’t impact your no-claims bonus.
This makes claiming for windscreen damage one of the least stressful types of insurance claim.
How to Make a Windscreen Insurance Claim
- Check your policy – confirm windscreen cover is included.
- Contact a repair company – like ASD Car Glass, who can often deal directly with your insurer.
- Book repair or replacement – at home, work, or roadside.
- Pay your excess (if required) – usually on replacement, not repairs.
Why Use ASD Car Glass for Insurance Claims?
- Direct billing to insurers – no complicated forms for you.
- Lifetime guarantee – valid for as long as you own the vehicle.
- 24/7 availability – perfect for emergencies.
- Mobile service across London – saves time and travel.
- Best price guarantee – ensures affordability even if paying out of pocket.
👉 Learn more about our Windscreen Repair & Replacement services.
Common Questions About Windscreen Insurance
Q: How much excess will I need to pay?
A: Usually between £75–£100 for replacement. Repairs are often free.
Q: Do I need to contact my insurer first?
A: Not always. Companies like ASD Car Glass handle this on your behalf.
Q: How long does the process take?
A: Repairs take around 30 minutes. Replacements take 1–2 hours.
Q: What documents do I need?
A: Just your insurance details and vehicle registration.
Conclusion
Making a windscreen insurance claim doesn’t have to be complicated. With cover included in most policies and trusted specialists like ASD Car Glass managing the process directly, London drivers can get back on the road quickly, safely, and affordably.
👉 Book your insurance-backed repair today via our Get a Quote page.
